Description

50/30/20 Budget Planner with Transaction Tracker, Annual Budget & Monthly Comparison Dashboard (Google Sheets & Excel)

Take control of your finances with the most complete 50/30/20 Budget Planner available. Designed for both Google Sheets and Excel, this digital budget template helps you plan smarter, spend wisely, and save more – while giving you deeper insights into your money habits.

Unlike basic budget trackers, this version goes further with an Annual Budget tab and a Monthly Comparison tab, so you can track your progress across the entire year and compare income and expenses between different months.

✨ Features:

• 50/30/20 Rule Budgeting – Automatically divides income into Needs (50%), Wants (30%), and Savings (20%).

• Transaction Tracker – Record all your income and expenses in one place, fully automated.

• Advanced Monthly Dashboard – Get a clear overview with interactive charts, progress bars, and spending breakdowns.

• Annual Budget Tab – View your entire year in one sheet, making it easier to plan ahead and stay on track.

• Comparison Tab – Compare income, expenses, and savings across two different months to measure improvement.

• Customizable Categories – Personalize it to your lifestyle, whether managing personal, family, or business finances.

• Beginner-Friendly – Simple design with advanced results, no complex formulas required.

🎯 Perfect For:

• Students and young professionals learning financial discipline

• Families tracking household spending and savings goals

• Freelancers and entrepreneurs managing variable income

• Anyone serious about long-term financial planning

💡 Why Choose This Budget Planner?

This isn’t just another budget template. With the Annual Budget tab and Comparison tab, you’ll gain a complete financial picture – helping you see patterns, make smarter decisions, and consistently improve your money management. It’s the ultimate tool to move from short-term budgeting to long-term wealth building.